Blog

Money talks.

Our blog is written by experts — who also happen to be real people who have experienced the same financial concerns you have. Read on for real talk about real finances.

Top Tips for Saving Money This Fall

Fall is a time for new beginnings. From the new school year to busy pre-holiday planning, it’s a time to revisit your personal goals before the year ends. It’s also a time to reevaluate your finances so you can adjust your savings habits as needed. Here are some of our top tips for saving money this fall. “Money and marriage: A couple’s guide to finances” Money management isn’t alw... Continue Reading »

Getting your finances in order – Clear out the clutter

Nearly everyone has that drawer or cupboard: the one where all the receipts and financial documents get collected, until the pile seems like an insurmountable mountain. Although organizing all those papers may feel daunting, it’s a great step to take toward getting your finances in order and becoming a stellar money manager. If you’re looking to de-clutter, here are a few tips to get you s... Continue Reading »

How to set smart money goals for kids

It’s never too early to teach your kids the value of a dollar. As a parent, you have a lot to share with your children about earning, saving, spending, and managing money responsibly. And because personal finance courses aren’t typically offered in grade schools and even high schools – currently only four states require a one-semester course in personal finance for high school graduation �... Continue Reading »

An Essential Guide to Credit Fundamentals

Credit affects many parts of your overall financial health, from your budget to the types of loans you’re able to get. And good credit doesn’t just appear overnight – it takes careful management and strategic planning to build or rebuild your credit. So where do you start? In our ebook, The Building Blocks of Credit, we’ll show you the importance of establishing a good credit rating, o... Continue Reading »

Savvy Advice on Choosing the Right Credit Card

From building a credit history to financing a short-term purchase, a credit card can really come in handy, but the sheer number of options available can be overwhelming – and leave you more than just a little confused. With so many different credit cards and rewards programs out there, how do you know which one is right for you? Here we help you sort out the choices by looking at the top four co... Continue Reading »

Wondering how to pay off debt? Here’s a guide to get you started.

For many people, debt can inch upward slowly, especially if there are multiple types of accounts involved, like lines of credit, loans, and credit cards. For others, a major event – such as a health emergency or unexpected home repair – can throw a careful financial plan out of whack. No matter where you are with loans, getting a handle on your accounts is a great first step toward learning... Continue Reading »

ATM Safety Tips You Need to Know

ATM safety is something we often take for granted. We drive up to use the ATM to either withdraw cash or make a deposit and assume that there is no risk or chance of foul play. ATMs are such a part of our everyday lives that it can be easy to feel a false sense of security, but it’s important to be mindful of potential risks. Keep the following ATM safety tips in mind the next time you use on... Continue Reading »

What is a personal loan? Our Q&A has answers

When it comes to loans, most are easily defined by their names: home loan, car loan, or business loan, for example. But what is a personal loan? A personal loan allows you to borrow a lump sum of cash, which can be used for whatever you need. The loan isn’t secured by collateral, like a car or a house, so it can offer a great deal of flexibility in how it’s used. In fact, some people apply... Continue Reading »

How to form a plan and pay off debt

Everyone’s eager to eliminate the nagging pressure of debt and its interest payments. But that’s a tough problem to escape. The average credit card balance among indebted Americans (about $15,000) has remained steady for years. The debt challenge can be so daunting – especially if you face large or multiple debts – that some people think it’s unbeatable. The good news is if you take t... Continue Reading »

Teaching kids about money with Banzai

Teaching kids about money isn’t always as straightforward as teaching adults. Even for students who are old enough to start thinking about their future, financial planning can seem like a topic too dry and far off to take on. If you’re a teacher looking to introduce personal finance in the classroom, take a look at Banzai. SAC Federal Credit Union launched Banzai, an online learning tool d... Continue Reading »