Whether you prefer a checking account with great rates and added benefits, or a value checking account with no fees or minimum balances - we’ve got you covered.
With our High Yield Plus Checking account your balance earns dividends of 1.75% APY* on balances up to $10,000 and you are enrolled in the Member Plus Program
All of our checking accounts include direct deposit, online bill pay, convenient e-statements, and 24/7 access online and via phone. Member Plus offers extra benefits we know you'll enjoy!
More details on High Yield Plus Checking...
- Open an account with as little as $25
- E-Statements required
- Direct Deposit required
- Free debit cards
- Must make 12 point of sale transactions a month totaling a minimum of $120
- Unlimited transactions
- $6/month service fee
- Amounts over $10,000 earn a lower dividend rate
- 2 free foreign ATM withdrawals per month
*Annual Percentage Yield. Some restrictions apply including a minimum balance requirement.
Which account is right for you?
|High Yield Plus||Value Plus||Value|
|Dividend Earning Account||1.75% APY*||0.05%APY*||•|
|Member Plus Benefits||✓||✓||•|
|Free Online Bill Pay||✓||✓||✓|
|Free Foreign ATM Transactions**||2 ATM fee
|2 ATM fee
|2 ATM fee
|25,000+ Free Co-op ATMS||✓||✓||✓|
|Low Opening Deposit||$25||$25||$25|
|Unlimited Check Writing||✓||✓||✓|
*Annual Percentage Yield. Some restrictions apply including minimum balance requirements.
** Foreign ATM transactions are any non-Cobalt ATM transactions. Does not include surcharge imposed by the owner of the ATM.
Win $1,000 by using your Cobalt CU Mastercard® Debit Card
Make a purchase with your Cobalt Credit Union Mastercard® Debit Card now until 12/31/2020 and you could be surprised with a $1,000 Mastercard® Prepaid card. You are automatically entered into this Mastercard® drawing every time you make a purchase using your Cobalt Credit Union Debit Card. Mastercard® randomly selects one winner each month. If you are chosen as a winner, Mastercard® will contact you directly.
Protect your debit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used.
Have questions about Cobalt Credit Union? Drop us a line.