Checking

Learn more about our three checking account options.

Whether you prefer a high yield checking account, a dividend-earning prestige checking account, or a value checking account with no fees or minimums, we’ve got you covered.

All of our checking accounts feature a free debit card and can be used at over 25,000 fee-free co-op ATMs nationwide. Compare checking accounts or apply now.

Open your checking account.

Which account is right for you?

High Yield Prestige Free Value
Opening Deposit Opening Deposit Opening Deposit
$25 $25 $25
Unlimited Check Writing Unlimited Check Writing Unlimited Check Writing
CU@Home Online Account Access CU@Home Online Account Access CU@Home Online Account Access
Free Foreign ATM Transactions* Free Foreign ATM Transactions* Free Foreign ATM Transactions*
Two ATM fee refunds per month Two ATM fee refunds per month Two ATM fee refunds per month
Dividend Earning Account Dividend Earning Account Dividend Earning Account
×
Free 3x5 Safe Deposit Box Free 3x5 Safe Deposit Box Free 3x5 Safe Deposit Box
× First 12 months ×
No Monthly Service Fee No Monthly Service Fee No Monthly Service Fee
No service fee when you maintain a $300 balance
Apply Apply Apply

Account Disclosures

Refer to account disclosure and rate sheet for details on fees and dividends, or contact a Financial Services Officer for details including eligibility, service description and associated charges.

* Foreign ATM transactions do not include Cobalt Credit Union transactions. Does not include surcharge imposed by the owner (other than Cobalt Credit Union) of the ATM for Free Value or Prestige accounts.

Enjoy these free added benefits when you open an account with Cobalt Credit Union.

Paycheck direct deposit

Online bill pay

Convenient eStatements

24/7 access online and via phone

Account Conveniences

We make it easy to maintain your Cobalt Credit Union account.

Request a debit card.

Adding a debit card to your account is free and easy. Just fill out this form and return it to your branch.

Order new checks online.

Visit Deluxe Checking. You'll need your account number and our routing number: 304083448.

Find an ATM.

Use any of these ATMs for a surcharge-free transaction.

Report a lost or stolen card.

Contact us immediately, even after hours, if your debit card or credit card is missing.

Standard Overdraft Courtesy Plan

View our Standard Overdraft Courtesy Plan.

Care to join us?

If you’re ready to switch to Cobalt Credit Union, we’re ready to help. Apply now to get started.

Apply Now

Have questions about Cobalt Credit Union? Drop us a line.
Contact Us