Whether you prefer a checking account with great rates and added benefits, or a value checking account with no fees or minimum balances - we’ve got you covered. Read on to discover the best checking account for you!
Learn about the benefits of these accounts:
High Yield Plus Checking | Value Plus Checking | Value Checking
High Yield Plus Checking
With our high interest checking account your balance earns dividends of 1.75% APY* on balances up to $10,000 and you are enrolled in the Member Plus Program, which offers extra benefits we know you'll enjoy!
- $25 minimum opening deposit
- Free online bill pay
- E-Statements required
- Direct Deposit required
- Free debit cards
- Must make 12 point of sale transactions a month totaling a minimum of $120
- $6/month service fee
- Amounts over $10,000 earn a lower dividend rate
- 2 free foreign ATM** withdrawals per month
Back to Top Check Rates Open Account
*Annual Percentage Yield. Some restrictions apply including a minimum balance requirement.
** Foreign ATM transactions are any non-Cobalt ATM transactions. Does not include surcharge imposed by the owner of the ATM.
Refer to account disclosure and rate sheet for details on fees and dividends, or contact us for details including eligibility, service description and associated charges.
Value Plus Checking
With our Value Plus checking account your balance earns dividends of 0.05% APY* and you are enrolled in the Member Plus Program, which offers extra benefits we know you'll enjoy!
- $25 minimum opening deposit
- Free online bill pay
- E-Statements available
- Direct Deposit available
- Free debit cards
- $6/month service fee
- 2 free foreign ATM** withdrawals per month
Back to Top Check Rates Open Account
*Annual Percentage Yield. Some restrictions apply including a minimum balance requirement.
** Foreign ATM transactions are any non-Cobalt ATM transactions. Does not include surcharge imposed by the owner of the ATM.
Refer to account disclosure and rate sheet for details on fees and dividends, or contact us for details including eligibility, service description and associated charges.
Member Plus accounts are not only dividend earning, but also enjoy many additional benefits including identity theft protection, mobile device coverage and mortgage closing discounts.
Value Checking
Our Value checking account is our free checking account with no monthly service fee.
- $25 minimum opening deposit
- Free online bill pay
- E-Statements available
- Direct Deposit available
- Free debit cards
- 2 free foreign ATM** withdrawals per month
Back to Top Check Rates Open Account
** Foreign ATM transactions are any non-Cobalt ATM transactions. Does not include surcharge imposed by the owner of the ATM.
Refer to account disclosure for details on fees, or contact us for details including eligibility, service description and associated charges.
Refer a friend and you both get $50!*
Refer your friends and family to Cobalt Credit Union and when they open a qualified* new checking account you'll both be rewarded!
*See offer details on the linked page or speak to a representative.
Get the most from your checking account
These bank account conveniences are available on all of our checking accounts.
The mobile application that allows you to control the use and expense limits of your debit card while traveling. Protect your debit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used.
