Whether you prefer a checking account with great rates and added benefits, or a value checking account with no fees or minimum balances - we’ve got you covered.
All of our checking accounts feature a free debit card and can be used at over 25,000 fee-free co-op ATMs nationwide. Compare checking accounts or apply now.
Which account is right for you?
| High Yield Plus | Value Plus | Value | |
|---|---|---|---|
| Opening Deposit | $25 | $25 | $25 |
| Unlimited Check Writing | YES | YES | YES |
| Free Online Account Access |
YES | YES | YES |
| Free Foreign ATM Transactions* | Two ATM fee refunds per month |
Two ATM fee refunds per month |
Two ATM fee refunds per month |
| Dividend Earning Account | YES | YES | NO |
| Monthly Account Maintenance Fee |
$6 | $6 | NO FEE |
|
Access to |
YES | YES | NO |
| Apply | Apply | Apply |
Refer to account disclosure and rate sheet for details on fees and dividends, or contact us for details including eligibility, service description and associated charges.
* Foreign ATM transactions are any non-Cobalt ATM transactions. Does not include surcharge imposed by the owner of the ATM.
Enjoy these free added benefits when you open an account with Cobalt Credit Union.
Card Valet
Protect your debit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used.