Deposit Rates

Account Disclosure Rate Supplement

This supplement is incorporated into, becomes a part of and should be attached to the Agreements and Disclosures. 

Effective Date: 09/24/2019

Share Savings (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-1,999.99 0.10% 0.10% Quarterly Quarterly Quarterly
2,000-24,999.99 0.10% 0.10% Quarterly Quarterly Quarterly
25,000 & greater 0.10% 0.10% Quarterly Quarterly Quarterly
Health Savings Account (2)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0 & greater 0.25% 0.25% Monthly Monthly Monthly
Workers Compensation Medicare Set-Aside Account (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-299.99 0.00% 0.00% Monthly Monthly Monthly
300.00 & greater 0.05% 0.05% Monthly Monthly Monthly
Value Plus Checking
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-499.99 0.00% 0.00% Monthly Monthly Monthly
500.00 and greater 0.05% 0.05% Monthly Monthly Monthly

Prestige Checking (2)(3)   Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period $0-299.99 0.00% 0.00% Monthly Monthly Monthly 300.00 and greater 0.05% 0.05% Monthly Monthly Monthly

High Yield Checking Account (2)(3)(5)(6)(7)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-10,000.00 1.99% 2.01% Monthly Monthly Monthly
10,000.01 and greater 0.05% 0.05% Monthly Monthly Monthly
High Yield Plus Checking Account (2)(3)(5)(6)(7)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-10,000.00 2.22% 2.24% Monthly Monthly Monthly
10,000.01 and greater 0.05% 0.05% Monthly Monthly Monthly
Sharedraft Personal and IRA Money Market Account (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0.01-2,499.99 0.00% 0.00% Monthly Monthly Monthly
2,500.00-24,999.99 0.10% 0.10% Monthly Monthly Monthly
25,000.00-49,999.99 0.15% 0.15% Monthly Monthly Monthly
50,000.00-99,999.99 0.20% 0.20% Monthly Monthly Monthly
$100,000.00 and greater 0.25% 0.25% Monthly Monthly Monthly
Sharedraft Personal Premier Money Market Account (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0.00-25,000.00 0.00% 0.00% Monthly Monthly Monthly
25,000.01-100,000.00 0.50% 0.50% Monthly Monthly Monthly
100,000.01-250,000.00 0.75% 0.75% Monthly Monthly Monthly
250,000.01 & greater 1.00% 1.00% Monthly Monthly Monthly
Club Accounts (2)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
Vacation Club Account 0.50% 0.50% Annually Annually Annually
Holiday Club Account 0.50% 0.50% Annually Annually Annually
Baby Bundle Certificates (1)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
12 Month 0.60% 0.60% Monthly Monthly Monthly
24 Month 0.90% 0.90% Monthly Monthly Monthly
Certificate of Deposit (CD) (1)(4)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
1 Month          
$25,000.00 & greater 0.15% 0.15% Monthly Monthly Monthly
3 Months          
$1,000.00-99,999.99 0.50% 0.50% Quarterly Quarterly Quarterly
100,000.00 & greater 0.60% 0.60% Quarterly Quarterly Quarterly
6 Months          
$1,000.00-99,999.99 1.49% 1.50% Quarterly Quarterly Quarterly
100,000.00 & greater 1.59% 1.60% Quarterly Quarterly Quarterly
Certificate of Deposit (CD) and IRA  (1)(4)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
12 Months          
$1,000.00-99,999.99 1.74% 1.75% Quarterly Quarterly Quarterly
100,000.00 & greater 1.84% 1.85% Quarterly Quarterly Quarterly
18 Months          
$1,000.00-99,999.99 1.84% 1.85% Quarterly Quarterly Quarterly
100,000.00 & greater 1.94% 1.95% Quarterly Quarterly Quarterly
24 Months          
$1,000.00-99,999.99 1.89% 1.90% Quarterly Quarterly Quarterly
100,000.00 & greater 1.99% 2.00% Quarterly Quarterly Quarterly
30 Months          
$1,000.00-99,999.99 1.94% 1.95% Quarterly Quarterly Quarterly
100,000.00 & greater 2.03% 2.05% Quarterly Quarterly Quarterly
36 Months          
$1,000.00-99,999.99 1.99% 2.00% Quarterly Quarterly Quarterly
100,000.00 & greater 2.08% 2.10% Quarterly Quarterly Quarterly
48 Months          
$1,000.00-99,999.99 2.03% 2.05% Quarterly Quarterly Quarterly
100,000.00 & greater 2.13% 2.15% Quarterly Quarterly Quarterly
60 Months          
$1,000.00-99,999.99 2.08% 2.10% Quarterly Quarterly Quarterly
100,000.00 & greater 2.18% 2.20% Quarterly Quarterly Quarterly
Promotional Products
Bump Up Share and Bump Up IRA Certificate (1)(4)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
36 Month $1,000.00-99,999.99 1.99% 2.00% Quarterly Quarterly Quarterly
100,000.00 & greater 2.08% 2.10% Quarterly Quarterly Quarterly

(1) For the purposes of this disclosure, this is a rate and APY that was offered within the most recent 7 calendar days. The Dividend Rate(s) and Annual Percentage Yield(s) shown herein are current as of the effective date. For more current rates, please call (402) 292-8000.

(2) For the purposes of this disclosure, this is a rate and APY as of the last dividened declaration date. These Dividened Rate(s) and Annual Percentage Yield(s) shown herein may change every dividend period as determined by Our Board of Directors.

(3) Only the deposited funds that comprise each tier earn the rate for that tier.

(4) All deposited funds earn the rate for the tier that corresponds to the amount of the initial deposit.

(5) In order to receive dividends at the disclosed rate, during each qualifying period You must: (a) have at least 12 Debit Card transactions totaling at least $120.00 net (the sum of all POS transactions minus all POS returns and other credits) post and cleared per qualification cycle; and (b) maintain direct deposit; and (c) consent to receive Your periodic statements electronically. For the High Yield Account: if you fail to meet the eligibility requirements, you will earn 0.05% APY.

(6) Each member is restricted to only one High Yield Checking Account. The Social Security Number will be the source to identify the account ownership.

(7) You will not be paid any accrued but uncredited dividends at the time You close Your account.

Schedule of Fees and Charges for Consumer Accounts