Personal Visa Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!


Cardholders after August 1, 2022

credit card account login

No matter which card you choose, you'll enjoy important features like:
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!


*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Already a cardholder?

Access this site to manage your account, set alerts, make payments, and more!

Cardholders prior to August 1, 2022

Online Credit Card Account Login

Credit Card Resources


Get a clear picture of your repayment:

Credit Card Payoff Calculator


Our Platinum Plus Business Visa offers flexibility for business owners with low rates, no balance transfer fee, no annual fee and EMV chip security. The Cobalt Credit Union Visa® features Visa Secure, additional protection for online transactions.

Business Credit Cards

Credit Scoring

Credit scoring isn’t as mysterious as it seems. We can explain the rhyme and reason behind the process, including why having a good score matters and how you can increase your numbers.


Have questions about Cobalt Credit Union? Drop us a line.
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