With Cobalt Credit Union Visa credit cards, you’ll enjoy low APRs, enhanced security features, statement credit options, and no annual fees or balance transfer fees. Choose between the Cobalt Credit Union Classic Visa and the Cobalt Credit Union Signature Rewards Visa. Compare cards or apply now.
To log in to your Cobalt Credit Union credit card account click here.
Which account is right for you?
| Cobalt Credit Union Classic Visa® | Cobalt Credit Union Signature Rewards Visa® |
|---|---|
| Rates as low as | Rates as low as |
| 9.50% APR* | 10.50% APR* |
| Balance Transfer Fee | Balance Transfer Fee |
| None | None |
| Annual Fee | Annual Fee |
| None | None |
| Cash Advance Limits | Cash Advance Limits |
| No separate limits for cash advances - take cash up to your regular purchase limit | No separate limits for cash advances - take cash up to your regular purchase limit |
| Online Account Access | Online Account Access |
| Free access to My Card Info | Free access to My Card Info |
| Security | Security |
| Enhanced security with EMV Chips | Enhanced security with EMV Chips |
| Rewards | Rewards |
| × | Earn 1 point for every dollar spent — with no limit to the rewards you can earn** Redeem points for event tickets, travel, statement credits, gift cards and merchandise |
| Added Benefits | Added Benefits |
|
Travel Emergency Assistance available Roadside Assistance available Rental Insurance available |
Visa® Extended Warranty Protection available Visa® Rental Car Insurance available |
New Introductory Rate of 1.99% APR* for Six Months
Apply for a new Cobalt Credit Union Visa today and enjoy a super low introductory rate of 1.99% APR* for six months:
- 1.99% for six months on balance transfers and purchases
- Promotional APR is fixed for six billing cycles from the date the account was opened
- After six billing cycles rate will revert back to your standard rate
- No balance transfer fees
*Annual Percentage Rate. Rates may vary based on credit score.
**Points expire after 36 months.
Transaction Alerts
You choose which types of account alerts you want to receive and how you want to receive them. Whether by text message or email, transaction alerts help protect you from fraud by putting you in control of your account information. With transaction alerts, you can know when:
- Large purchases occur (you set the amount)
- A purchase is made without your card being present
- Purchases are made from outside the country
Learn more about protecting your account with Transaction Alerts today!
Visa Checkout
Take the Visa card you already use, add a password to confirm your identity, and you've got VISA Checkout - the new online protection service exclusively for Visa cardholders.
Card Valet
Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used - with CardValet® from Fiserv.
Get CardValet for your Android device
Get CardValet for your Apple device
Apple Pay
Apple Pay offers the convenience of using your phone to pay at merchants or online without having to carry a card with you. It offers a high rate of security for our members and improves personal banking because you have the ease of looking at recent transactions where you used Apple Pay.
Care to join us?
If you’re ready to switch to Cobalt Credit Union, we’re ready to help. Apply now to get started.