The area's largest, locally-owned credit union, committed to our members' financial peace of mind for 75 years.

We're not your usual bank - in fact, we're not a bank at all. We're a not-for-profit, member-owned credit union, which means we can focus on your best interests instead of the best interests of shareholders.

Learn why Cobalt Credit Union is right for you.

Our Members are happy. Here's what they are saying:

We have been members since 1992 and have lived in Alabama most of that time.  Working long distance with SAC/COBALT has always been easy.  I love talking with folks back in the Heartland. They are warm, friendly and efficient.


I have always received excellent service, since I joined in 1971 when it was SAC Federal Credit Union. I have never had any problems at any of the Cobalt branches and your employees are very friendly, helpful and knowledgeable.


Employees are always very friendly and professional at both lobby and drive thru. Been members for 26 years and are very happy.


I've always had the best service no matter what branch.


Tellers were professional and helpful. I prefer to go here for business because of them