We're not your usual bank - in fact, we're not a bank at all. We're a not-for-profit, member-owned credit union, which means we can focus on your best interests instead of the best interests of shareholders.
From estate and investment planning to Health Savings Accounts and retirement planning, we want to make sure you're getting the most out of your finances.
We have been members since 1992 and have lived in Alabama most of that time. Working long distance with SAC/COBALT has always been easy. I love talking with folks back in the Heartland. They are warm, friendly and efficient.
I have always received excellent service, since I joined in 1971 when it was SAC Federal Credit Union. I have never had any problems at any of the Cobalt branches and your employees are very friendly, helpful and knowledgeable.
I will use this from now on. Absolutely amazingly efficient. No confusion or being led around. Great customer service. Couldn't ask for a better representative to help me with all my questions. [Video Banking]
Love this video chat option, so convenient!
Hanna was very helpful. In the short time we spoke I learned more about applying for a loan. Appreciate the transparency and genuine helpfulness!
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