Blog

Money talks.

Our blog is written by experts — who also happen to be real people who have experienced the same financial concerns you have. Read on for real talk about real finances.

Spring cleaning your wallet. Declutter your personal finances

Managing personal finances isn’t something you should put on cruise control – the more actively you manage your money, the more your money will work for you. It’s time to take a close look at your finances and figure out what you can do to better direct them. Consider it spring-cleaning for your wallet! A personal financial audit doesn’t have to be a tedious activity. It’s a relative... Continue Reading »

March Madness: Our top credit and savings tips face off

If you’re a college hoops fan, March Madness means brackets and basketball. Though many of us at Cobalt Credit Union will watch our share of games this month, our interests will always lean toward the financial. In that spirit, here’s a look at some of our top blogs and top tips: Credit vs. savings edition. Credit and saving both have their place in a solid financial plan. Here’s a look ... Continue Reading »

Find the best checking accounts in 3 easy steps

Figuring out what the best checking accounts are can feel like an overwhelming task, especially considering the wide variety of options available. The trick is to find the checking account that makes the most of your money while also avoiding fees, penalties, or other not-so-nice surprises. Follow these tips to help you choose the best checking account for your needs. 1. Assess your needs ... Continue Reading »

3 Ways to Reduce Your Debt

Does your debt feel like it’s spiraling out of control? Even if it’s just starting to feel a little overwhelming, now is the time to take action. These strategies can help you regain financial control — and peace of mind.   Set the Stage Start your quest with a simple step: Write down what you owe — balances, interest rates and monthly payments for every account, plus a grand tot... Continue Reading »

How to build your credit and some of the top myths exposed

For many people, improving their personal financial outlook is closely tied to boosting their credit scores. After all, a good score can save you thousands when it comes to loans for things like a house or a car. So how can you get there? Through a review of our top mythbuster posts, we’ll show you how to build your credit by dispelling some of the biggest “urban credit legends” about what h... Continue Reading »

Military Moving Tips

In military life, regular relocations are as common as standardized clothing and acronyms. Every household move (or PCS—permanent change of station) carries its share of uncertainty and stress, but you can make your change a more positive experience with these military moving tips. Learn from others. Of course you know you’re far from the first family to face a disruptive move, but it’s ... Continue Reading »

Managing finances in your 20s

When you’re just beginning your (gulp) “adult life,” the last thing on your mind is likely how you want to retire or what your life will look like decades from now. That’s something your parents, wealthy people, or investment bankers worry about, right? For you, it all seems so far down the road. But there’s a saying that perfectly captures the flaw in this line of thinking: “The troub... Continue Reading »

Moving soon? Tips to help you save time and money

Picking up and moving from one place to another is stressful no matter how far you’re going, and it’s a task that can drain your wallet if you aren’t careful. Use these moving tips and tricks to make sure your move is as effortless (and inexpensive!) as possible. A little preparation and a lot of effort can decrease your moving costs substantially. Start by getting ready for your move as ... Continue Reading »

Do I need insurance? Some things you may have overlooked

There are things in life you know you need insurance for – your home, your car, and your health, for example. But there are probably other items where you’ve wondered, “Do I need insurance for that?” If you have homeowners insurance, many of your possessions are already covered to some extent, but even so, the short answer is that you probably do have valuables that need additional ... Continue Reading »

When should I buy a house?

If the question “When should I buy a house?” is bouncing around in your mind, you’re probably already aware that there’s no cut-and-dried answer to this. There are many variables involved in deciding whether it’s time to buy a house, but taking a hard look at your finances and expectations is an excellent way to lead you to a definitive answer. If you have the feeling that you might w... Continue Reading »