Money talks.

Our blog is written by experts — who also happen to be real people who have experienced the same financial concerns you have. Read on for real talk about real finances.

Find the best checking accounts in 3 easy steps

Figuring out what the best checking accounts are can feel like an overwhelming task, especially considering the wide variety of options available. The trick is to find the checking account that makes the most of your money while also avoiding fees, penalties, or other not-so-nice surprises. Follow these tips to help you choose the best checking account for your needs. 1. Assess your needs ... Continue Reading »

Easy ways to build a last-minute vacation fund and cover travel expenses

The winter temperatures mean you’ve been stuck inside lately. Cabin fever has set in, and you’re antsy for a getaway. But your bank account is as low as the wind chill readings. Here are some quick tips to help you save for and on travel expenses. Build your vacation fund Sell the clutter. It’s never too early to start your spring-cleaning. Take inventory of your house and get rid ... Continue Reading »

How to buy your first car: Tips for beginners

Buying your first car is a thrilling experience that many people look forward to. On one hand, it’s a milestone that declares maturity and status. On the other, car ownership is a big responsibility, and the process can seem daunting. If you’re in the market, here are some foolproof tips on how to buy your first car. Set a realistic budget You don’t have to spend a fortune to own a goo... Continue Reading »

Looking to reduce debt? Consider a credit card balance transfer

From college textbook purchases to holiday shopping trips, credit card debt can start to pile up for a lot of people. Because they typically carry higher interest rates, eliminating any debt you’ve accumulated on credit cards can have a big financial impact. One simple tactic for paying down that debt is a credit card balance transfer. A credit card balance transfer is a quick way to put mor... Continue Reading »

Prevent Identity Theft: teach kids safe browsing habits

When your kids are online – whether they’re watching videos or playing games – you likely worry about the content they’re consuming. As a parent, it’s also important to think about the information they’re giving out and to teach them about safe browsing. That’s because online identity thieves are also targeting unsuspecting children. When your children have access to home comput... Continue Reading »

Moving your money: smart strategies for switching personal banking partners

Managing your money should be convenient and worry-free. Poor customer service, driving distances to ATMs, high interest rates on loans, and more can all create a negative banking experience. If you’re facing these obstacles, it’s time to find a better organization to handle your money. Finding a new personal banking partner can seem daunting, but it doesn’t have to be. If you’re thinki... Continue Reading »

How to repair credit: top tips to help you improve your credit score

You’ve aced the interview for your dream job, and now the head of HR is calling. Confident and excited, you’re ready to accept the offer, but she has crushing news: You’re being turned down because of your low credit score. Being denied a car loan, mortgage or even a job because of a low credit score can be distressing. Here’s how to repair credit, reverse a low rating, and get back on... Continue Reading »

Don’t be a victim of tax identity theft: 7 steps to take right now

You’ve learned you’re entitled to a tax refund. Could there be more joyous tax news? Unfortunately, if tax identity thieves have their way, you may never see that refund. In fact, Time magazine reports it’s estimated that more than 1 million U.S. taxpayers have their refunds stolen each year. Time further reports that National Taxpayer Advocate Nina E. Olson told Congress tax-related i... Continue Reading »

New Year’s Resolutions: 5 financial goals for a fit new year

You resolve to hit the gym four times a week and cut back on caffeine. You work to advance your career by going after that promotion. Why not commit to increasing your prosperity over the next 12 months? Establishing a plan to maximize your income is just as important as forming a fitness or career plan. So plan to add fiscal goals to your list of New Year’s resolutions. The beginning of a ne... Continue Reading »

4 free e-books to kick off your financial goals

Information is power – and it’s certainly key when it comes to financial goals. The more you know about your financial situation, the better equipped you are to change it. SAC FCU has the resources to help. From paying down your debt to protecting your identity, you can pick up tips and ideas on a variety of topics from our collection of free e-books. Here’s what you’ll learn: Financial... Continue Reading »