Money talks.

Our blog is written by experts — who also happen to be real people who have experienced the same financial concerns you have. Read on for real talk about real finances.

Do I need insurance? Some things you may have overlooked

There are things in life you know you need insurance for – your home, your car, and your health, for example. But there are probably other items where you’ve wondered, “Do I need insurance for that?” If you have homeowners insurance, many of your possessions are already covered to some extent, but even so, the short answer is that you probably do have valuables that need additional ... Continue Reading »

When should I buy a house?

If the question “When should I buy a house?” is bouncing around in your mind, you’re probably already aware that there’s no cut-and-dried answer to this. There are many variables involved in deciding whether it’s time to buy a house, but taking a hard look at your finances and expectations is an excellent way to lead you to a definitive answer. If you have the feeling that you might w... Continue Reading »

How to manage debt – Some resources that can help

Credit can be a valuable tool for reaching major life goals like going to college, buying a home, or starting a business. But other times, debt can pile up faster than you realize. Suddenly, those fun splurge items and vacations seem to stay stuck on your credit cards – with interest accumulating every month. For some people, debt begins to feel claustrophobic, with high interest rates and m... Continue Reading »

Budgeting for College – Some tips to keep you in check

Ah, sweet freedom. If you’re about to head to college for the first time, then you’re probably already getting excited about the idea of being out on your own. You’ve got so much to look forward to, but your new adventure comes with greater responsibilities, too – especially where money is concerned. Budgeting for college students isn’t easy, but it’s worth the effort. Creating a budge... Continue Reading »

4 Retirement Tips to Help Ease Your Transition

If you’re like most new retirees, you probably have a wish list of things you look forward to doing in your free time. Travel. Visit with your grandkids. Do more volunteering. It’s a great time in your life, but it’s also a big transition financially, as you move from relying on employment income to living on your retirement savings. With this in mind, we’ve put together another important ... Continue Reading »

Personal Loans – The Payday Loan Alternative

Unexpected expenses may leave some folks scrambling to get their hands on fast cash, but before you sign up for a payday loan, it’s important to first consider a much better option: a personal loan. Taking out a personal loan from a credit union will leave you with more money in your wallet and far fewer fees to pay. Personal loans can be used to pay for just about anything you need, such as ... Continue Reading »

Key difference between credit unions and banks

At first glance, banks and credit unions can seem so similar that people may not recognize the differences between them. After all, both offer checking and savings accounts, loans, mortgages, and wealth management, among other services and products. But when you take a closer look, you’ll notice a distinctive difference between credit unions and banks when it comes to rates and dividends. Her... Continue Reading »

Saving money in your 30s – act like it’s college

With college expenses, potentially low-paying first jobs, and trying to get a firm financial foothold, your 20s can be a challenge when it comes to money management. But as you ease into your 30s and find yourself with more financial security,there are some struggles worth keeping in mind – even better, turn them into strategies for long-term financial health. Here are some tips on saving mon... Continue Reading »

Get smart about spending: Using a credit card wisely

Are your credit cards collecting dust or racking up frequent “swiper” miles? Whether your cards are dormant or constantly in use, you may be guilty of common credit card blunders that are costing you precious time and money. But learning how to use a credit card wisely can help ensure you’re taking full advantage of its benefits. We’ll show you how. Reap this benefit: Convenience Like... Continue Reading »

Free eBook – The Guide to Budgeting and Saving

With the number of financial transactions that can happen during a typical day, it’s easy to look over your monthly bank statement and wonder where your paycheck went. But by taking a more proactive approach and learning how to budget, you can prevent that “what happened?” moment and develop a greater understanding of income and expenses. Even better, proper budgeting can set you on the path... Continue Reading »