Blog

Money talks.

Our blog is written by experts — who also happen to be real people who have experienced the same financial concerns you have. Read on for real talk about real finances.

Spring cleaning your wallet. Declutter your personal finances

Managing personal finances isn’t something you should put on cruise control – the more actively you manage your money, the more your money will work for you. It’s time to take a close look at your finances and figure out what you can do to better direct them. Consider it spring-cleaning for your wallet! A personal financial audit doesn’t have to be a tedious activity. It’s a relative... Continue Reading »

March Madness: Our top credit and savings tips face off

If you’re a college hoops fan, March Madness means brackets and basketball. Though many of us at Cobalt Credit Union will watch our share of games this month, our interests will always lean toward the financial. In that spirit, here’s a look at some of our top blogs and top tips: Credit vs. savings edition. Credit and saving both have their place in a solid financial plan. Here’s a look ... Continue Reading »

Find the best checking accounts in 3 easy steps

Figuring out what the best checking accounts are can feel like an overwhelming task, especially considering the wide variety of options available. The trick is to find the checking account that makes the most of your money while also avoiding fees, penalties, or other not-so-nice surprises. Follow these tips to help you choose the best checking account for your needs. 1. Assess your needs ... Continue Reading »

New Year’s Resolutions: 5 financial goals for a fit new year

You resolve to hit the gym four times a week and cut back on caffeine. You work to advance your career by going after that promotion. Why not commit to increasing your prosperity over the next 12 months? Establishing a plan to maximize your income is just as important as forming a fitness or career plan. So plan to add fiscal goals to your list of New Year’s resolutions. The beginning of a ne... Continue Reading »

Worth Celebrating: International Credit Union Day

Celebrated on the third Thursday of October since 1948, International Credit Union (ICU) Day® was designed to boost awareness of the member benefits of credit unions and highlight their impact on local communities. There are more than 57,000 credit unions in the world, serving nearly 208 million people in 103 countries, and all are working to improve the lives of members through financial ed... Continue Reading »

3 Ways to Reduce Your Debt

Does your debt feel like it’s spiraling out of control? Even if it’s just starting to feel a little overwhelming, now is the time to take action. These strategies can help you regain financial control — and peace of mind.   Set the Stage Start your quest with a simple step: Write down what you owe — balances, interest rates and monthly payments for every account, plus a grand tot... Continue Reading »

Identity Theft: What You Need to Know

Identity theft can result in stress, financial loss and a big chunk of your time spent undoing the damage. The best defense is a good offense: Know what you’re up against and be proactive in following security measures. Below, we provide an overview of what you need to know to keep your personal and financial information secure.   Understand How Thieves Work Criminals continue to inven... Continue Reading »

How to build your credit and some of the top myths exposed

For many people, improving their personal financial outlook is closely tied to boosting their credit scores. After all, a good score can save you thousands when it comes to loans for things like a house or a car. So how can you get there? Through a review of our top mythbuster posts, we’ll show you how to build your credit by dispelling some of the biggest “urban credit legends” about what h... Continue Reading »

Military Moving Tips

In military life, regular relocations are as common as standardized clothing and acronyms. Every household move (or PCS—permanent change of station) carries its share of uncertainty and stress, but you can make your change a more positive experience with these military moving tips. Learn from others. Of course you know you’re far from the first family to face a disruptive move, but it’s ... Continue Reading »

Want a Stress Free Season? Consider a Holiday Loan

Lively family gatherings, sumptuous food, sparkly events, and piles of colorful presents: These are the images that suffuse the holiday season, but behind all that warmth and good cheer can be plenty of stress, especially when it comes to holiday-related finances. Thankfully, there’s a way to get control of seasonal spending without giving everyone socks and toothbrushes this year. Cobalt CU�... Continue Reading »