Blog

Money talks.

Our blog is written by experts — who also happen to be real people who have experienced the same financial concerns you have. Read on for real talk about real finances.

Online Holiday Shopping - Buyer Beware

The rise of online shopping during the pandemic has led to a proportional increase in online fraud and scams.  As the holiday season approaches, we want to make sure you are armed with the knowledge and the skills to protect yourself. With a little awareness, you can avoid online shopping fraud as the busiest time of the year for retail shopping is shifting into high gear.  As of mid-November... Continue Reading »

Identity theft: what you need to know

Identity theft can result in stress, financial loss and a big chunk of your time spent undoing the damage. The best defense is a good offense: Know what you’re up against and be proactive in following security measures. Below, we provide an overview of what you need to know to keep your personal and financial information secure.   Understand How Thieves Work Criminals continue to inven... Continue Reading »

New Year’s Resolutions: 5 financial goals for a fit new year

You resolve to hit the gym four times a week and cut back on caffeine. You work to advance your career by going after that promotion. Why not commit to increasing your prosperity over the next 12 months? Establishing a plan to maximize your income is just as important as forming a fitness or career plan. So plan to add fiscal goals to your list of New Year’s resolutions. The beginning of a ne... Continue Reading »

How can you prevent identity theft on mobile devices? Our top tips.

Smartphones and tablets help us work, plan activities, and shop on the go, but as mobile buying and banking become more popular, consumers are becoming more vulnerable to identity fraud. So how can you prevent identity theft on your mobile devices? Here are some simple ways to keep your identity and information safe from hackers, particularly when it comes to these increasingly popular gadgets. ... Continue Reading »

Holiday-ready: Tips on saving money and adjusting your budget

Parties, gifts, travel and events – the holidays are often a blur of activity and good cheer. Unfortunately, the season can also result in a flurry of expenses. Fortunately, you don’t need to play Grinch to keep from going into debt. Here are some tips for adjusting your budget now to allow extra room for spending over the next few months: Take a glance at holidays past. Understanding ... Continue Reading »

The identity theft prevention tips to know before your next purchase

Holiday shopping is in full swing, and although you might be tempted to pay only in cash, there are other ways to prevent identity theft and keep your accounts safe from exposure. By learning the signs of ID theft and knowing the steps to take if you suspect your identity is being stolen, you can shut down the theft and protect yourself. With Cobalt Credit Union’s e-book, The Identity Thef... Continue Reading »

An Essential Guide to Credit Fundamentals

Credit affects many parts of your overall financial health, from your budget to the types of loans you’re able to get. And good credit doesn’t just appear overnight – it takes careful management and strategic planning to build or rebuild your credit. So where do you start? In our ebook, The Building Blocks of Credit, we’ll show you the importance of establishing a good credit rating, o... Continue Reading »

Want a Stress-free Holiday Season? Consider a Personal Loan

Lively family gatherings, sumptuous food, sparkly events, and piles of colorful presents: These are the images that suffuse the holiday season, but behind all that warmth and good cheer can be plenty of stress, especially when it comes to holiday-related finances. Thankfully, there’s a way to get control of seasonal spending without giving everyone socks and toothbrushes this year. Cobalt CU�... Continue Reading »

Credit Repair: How to boost your score and get back on track

You’ve aced the interview for your dream job, and now the head of HR is calling. Confident and excited, you’re ready to accept the offer, but she has crushing news: You’re being turned down because of your low credit score. Being denied a car loan, mortgage or even a job because of a low credit score can be distressing. Here’s how to reverse a low rating and get back on track. Kn... Continue Reading »

Top Tips for Saving Money This Fall

Fall is a time for new beginnings. From the new school year to busy pre-holiday planning, it’s a time to revisit your personal goals before the year ends. It’s also a time to reevaluate your finances so you can adjust your savings habits as needed. Here are some of our top tips for saving money this fall. “Money Management Tips for Couples” Money management isn’t always an easy conve... Continue Reading »