Loans

You've got big goals. We can help you achieve them.

Whatever your plans may be for your business, we’re here to help you realize them. From real estate and construction to vehicles or a general line of credit, you can grow your business with a loan from Cobalt Credit Union.

Commercial Real Estate Loans

Flexible terms, competitive interest rates and low closing costs are available for the purchase or refinance of owner and non-owner occupied commercial buildings, residential investment properties and agricultural land. Cobalt Credit Union offers a maximum amortization of 30 years and loan to value up to 80%.

Back to Top 

Construction Loans

We offer construction loans for most commercial property types as well as the permanent term financing once construction is complete. Funds are disbursed throughout the construction or remodel process and repayment is based on a competitive interest rate. Learn more.

Back to Top 

Business Lines of Credit

Draw funds at your convenience for working capital, purchasing inventory and materials, financing receivables, overdraft coverage or other short term needs to improve daily cash flow. Flexible repayment options are available and are based on the outstanding balance of the line of credit, or LOC.

Back to Top 

Commercial Vehicle Loans

Finance new and used vehicles under your business at a Cobalt Credit Union branch or right at the dealership. We offer terms that will fit your budget and will finance up to 100% of the purchase price to qualified borrowers.

Back to Top 

Business Equipment Loans

Cobalt Credit Union provides fixed rate term loans for the purchase or refinance of new and used equipment. Whether you're looking for manufacturing, construction, agricultural, or office equipment, Cobalt Credit Union can help your business obtain the assets to succeed.

Back to Top 

Business Banking Experts

For business lines of credit or business auto loans call 402-292-8000 and select option 3

Learn about Residential Construction or Lot Loans 

Frank Ezeuzoh
Frank Ezeuzoh

NMLS#1537877
Commercial Lender
402-829-3661

Cody Wragge
Cody Wragge 
NMLS#1213742
Senior Commercial Lender 
402-829-6335

Michelle Lindschmidt
Michele Lindschmidt  
NMLS# 408519
Senior Commercial Lender
402-829-6340

Have questions about Cobalt Credit Union? Drop us a line.
Contact Us