Protect your assets — affordably.

We go above and beyond for our members, including offering a host of extra insurance options to make sure you, your family and your assets are protected. Learn more about the options we offer:

Accidental Death and Dismemberment Insurance (AD&D)

Cobalt Credit Union has paid in full for members to receive $1,000 of insurance through Minnesota Life Insurance Company. This means that if you have a fatal accident, your beneficiary will receive a $1,000 cash benefit.

Members also have the right to use this form to add up to $300,000 more of this coverage regardless of your health at a very LOW cost.

If you have any questions please call 1-877-607-4376.

Guaranteed Asset Protection (GAP)

Protect yourself with Guaranteed Asset Protection (GAP). Because insurance policies only cover the value of your vehicle - something that rapidly declines the first few years of ownership - your loan or lease balance could be higher than the value of your vehicle.

If you are interested in purchasing a GAP policy, have questions on a claim, or would like more information, please contact us at (402) 292-8000 or (800) 228-0392.

Mechanical Breakdown Protection

As a member of Cobalt Credit Union, you have the ability to protect your vehicle against costly repairs by purchasing Mechanical Breakdown Protection. In most cases, there are various levels of plans that offer you protection against mechanical breakdowns on new and pre-owned vehicles.

If you are interested in purchasing Mechanical Breakdown Protection, have questions on a claim, or would like more information, please contact us at (402) 292-8000 or (800) 228-0392.


Travelers Auto and Home Insurance Program

Even if you're currently insured with a company such as Allstate, Progressive or State Farm, you could save hundreds of dollars a year with Travelers because you are a Cobalt Credit Union member.

In fact, those who report saving money when they switch to this program, save an average of $538 a year on car insurance.

You can switch your insurance at any time and may be entitled to a refund from your current carrier of any unearned premium. Call 1-800-842-5936 now and you'll speak directly with a licensed insurance representative who can help you find the insurance that's right for you and the discounts you deserve.

Care to join us?

If you’re ready to switch to Cobalt Credit Union, we’re ready to help. Apply now to get started.

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Have questions about Cobalt Credit Union? Drop us a line.
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