Member Plus Program

Grow your money faster & enjoy added benefits with High Yield Plus Checking
Or enjoy benefits with lower yield Value Plus Checking
Either way, you are automatically enrolled in our Member Plus Program

Benefits of the Member Plus Program

ID Theft Recovery  •  ID Monitoring Services  •  Mobile Device Coverage  •  Mortgage Closing Discount  •  Debit Card Replacement

 

Identity Theft Recovery

If your identity is stolen...

Plus includes Fully Managed Identity Theft Recovery with a dedicated Privacy Advocate to research and remediate any identity theft issues that you suspect or discover.†  And Identity Theft Reimbursement Insurance up to $25,000.††

Remember:

  • Fully Managed ID Theft Recovery
  • Dedicated Privacy Advocate
  • Identity Theft Reimbursement Insurance

Proactive Identity Monitoring Services

To prevent identity theft...

Plus entitles Proactive Identity Monitoring Services with Alerts for credit and high risk transactions, and access to your monthly credit score and annual credit report. Plus it includes continuous dark web monitoring of your profile information, up to five email addresses, and other important credentials across the internet.

That's 4 benefits in 1:

  • Alerts for high risk transactions
  • Monthly Credit Score
  • Annual credit Report
  • Dark Web Monitoring

Mobile Device Coverage

If your phone's screen gets cracked...

Plus Mobile Device Coverage benefit reimburses you for phone repair up to $250 per year with only a $50 deductible. 

Mortgage Closing Discount

For a better mortgage closing experience...

Plus ensures a Mortgage Closing Cost Discount of $250 on your next home purchase or mortgage refinance.*

Free Debit Card Replacement

If you've misplaced your card...

Plus provides Free Debit Card Replacement if your existing card is lost or stolen.

The fine print...


To learn more about these services, to review additional terms and conditions, and to review the Mobile Device Coverage Agreement, please visit cobaltcu.nxgstrategies.com.
†† Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future. 
*May not be combined if more than one qualifying checking account is held.