Deposit Rates

Family walking together in farmland at sunset

 

We keep our rates and fees competitive so you get the most out of your money. View detailed up-to-date rates for all of our deposit products. 

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Share Savings Rates
Share Savings (2)(3)
Amount Dividend Rate Annual Percentage Yield Period*
$0-1,999.99 0.05% 0.05% Quarterly
2,000-24,999.99 0.05% 0.05% Quarterly
25,000 & greater 0.05% 0.05% Quarterly

 

 

Health Savings Account & Workers Compensation Medicare Set Aside Account Rates
Health Savings Account (2)
Amount Dividend Rate Annual Percentage Yield Period*
$0 & greater 0.25% 0.25% Monthly

 

Workers Compensation Medicare Set-Aside Account (2)(3)
Amount Dividend Rate Annual Percentage Yield Period*
$0-299.99 0.00% 0.00% Monthly
300.00 & greater 0.05% 0.05% Monthly

 

Value Plus, High Yield and High Yield Plus Checking Account Rates
Value Plus Checking
Amount Dividend Rate Annual Percentage Yield Period*
$0-499.99 0.00% 0.00% Monthly
500.00 and greater 0.05% 0.05%

Monthly

 

Prestige Checking** (2)(3)
Amount Dividend Rate Annual Percentage Yield Period*
$0-299.99 0.00% 0.00% Monthly
300.00 and greater 0.05% 0.05% Monthly

 

High Yield Checking Account (2)(3)(5)(6)(7)
Amount Dividend Rate Annual Percentage Yield Period*
$0-10,000.00 1.49% 1.50% Monthly
10,000.01 and greater 0.05% 0.05% Monthly

 

High Yield Plus Checking Account (2)(3)(5)(6)(7)
Amount Dividend Rate Annual Percentage Yield Period*
$0-10,000.00 1.74% 1.75% Monthly
10,000.01 and greater 0.05% 0.05% Monthly

 

Sharedraft Personal & IRA Money Money Market Account and Sharedraft Personal Premier Money Market Account Rates
Sharedraft Personal and IRA Money Market Account (2)(3)
Amount Dividend Rate Annual Percentage Yield Period*
$0.01-2,499.99 0.00% 0.00% Monthly
2,500.00-24,999.99 0.10% 0.10% Monthly
25,000.00-49,999.99 0.15% 0.15% Monthly
50,000.00-99,999.99 0.20% 0.20% Monthly
$100,000.00 and greater 0.25% 0.25% Monthly

 

Sharedraft Personal Premier Money Market Account (2)(3)
Amount Dividend Rate Annual Percentage Yield Period*
$0.00-25,000.00 0.00% 0.00% Monthly
25,000.01-100,000.00 0.35% 0.35% Monthly
100,000.01-250,000.00 0.55% 0.55% Monthly
250,000.01 & greater 0.80% 0.80% Monthly

 

Club Account Rates
Club Accounts (2)
Account Dividend Rate Annual Percentage Yield Period*
Vacation Club Account 0.25% 0.25% Annually
Holiday Club Account 0.25% 0.25% Annually
Baby Bundle Certificate Rates
Baby Bundle Certificates (1)
Term Dividend Rate Annual Percentage Yield Period*
12 Month 0.55% 0.40% Monthly
24 Month 0.65% 0.50% Monthly
Certificate of Deposit (CD) or Certificate of Deposit (CD) and IRA Account Rates
Certificate of Deposit (CD) (1)(4)
Term Amount Dividend Rate Annual Percentage Yield Period*
1 Month $25,000.00 & greater 0.10% 0.10% Monthly
3 Months $1,000.00-99,999.99 0.10% 0.10% Quarterly
  100,000.00 & greater 0.20% 0.20% Quarterly
6 Months $1,000.00-99,999.99 0.20% 0.20% Quarterly
  100,000.00 & greater 0.30% 0.30% Quarterly

 

Certificate of Deposit (CD) and IRA  (1)(4)
Term Amount Dividend Rate Annual Percentage Yield Period*
12 Months $1,000.00-99,999.99 0.40% 0.40% Quarterly
  100,000.00 & greater 0.50% 0.50% Quarterly
18 Months $1,000.00-99,999.99 0.45% 0.45% Quarterly
  100,000.00 & greater 0.55% 0.55% Quarterly
24 Months $1,000.00-99,999.99 0.50% 0.50% Quarterly
  100,000.00 & greater 0.60% 0.60% Quarterly
30 Months $1,000.00-99,999.99 0.55% 0.55% Quarterly
  100,000.00 & greater 0.65% 0.65% Quarterly
36 Months $1,000.00-99,999.99 0.55% 0.55% Quarterly
  100,000.00 & greater 0.65% 0.65% Quarterly
48 Months $1,000.00-99,999.99 0.60% 0.60% Quarterly
  100,000.00 & greater 0.70% 0.70% Quarterly
60 Months $1,000.00-99,999.99 0.75% 0.75% Quarterly
  100,000.00 & greater 0.85% 0.85% Quarterly

 

Bump Up Certificate Rates
Promotional Products
Bump Up Share and Bump Up IRA Certificate (1)(4)
Term Amount Dividend Rate Annual Percentage Yield Period*
36 Month $1,000.00-99,999.99 0.55% 0.55% Quarterly
  100,000.00 & greater 0.65% 0.65% Quarterly

 

Account Disclosure Rate Supplement

This supplement is incorporated into, becomes a part of and should be attached to the Agreements and Disclosures. 
Effective Date: 01/20/2021

*Period refers to the Dividend Period, Compounding Period, and Crediting Period
**Prestige Checking is a grandfathered account that is no longer available to open.

(1) For the purposes of this disclosure, this is a rate and APY that was offered within the most recent 7 calendar days. The Dividend Rate(s) and Annual Percentage Yield(s) shown herein are current as of the effective date. For more current rates, please call (402) 292-8000.

(2) For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown herein may change every dividend period as determined by Our Board of Directors.

(3) Only the deposited funds that comprise each tier earn the rate for that tier.

(4) All deposited funds earn the rate for the tier that corresponds to the amount of the initial deposit.

(5) In order to receive dividends at the disclosed rate, during each qualifying period You must: (a) have at least 12 Debit Card transactions totaling at least $120.00 net (the sum of all POS transactions minus all POS returns and other credits) post and cleared per qualification cycle; and (b) maintain direct deposit; and (c) consent to receive Your periodic statements electronically. For the High Yield Account: if you fail to meet the eligibility requirements, you will earn 0.05% APY.

(6) Each member is restricted to only one High Yield Checking Account. The Social Security Number will be the source to identify the account ownership.

(7) You will not be paid any accrued but uncredited dividends at the time You close Your account.

Schedule of Fees and Charges for Consumer Accounts

Account Disclosures