Home Loans

Options to help you fund home sweet home.

Whether it’s your first home or your fourth, buying a house is an exciting event — one with lots of steps. Our Mortgage Loan Officers will help provide financing options that work for you, and guide you through every stage of the loan process.

Apply Now

True Blue Price Protection

 

Financing Options

10, 15, 20, or 30 year terms are available. Property must be located within a 100 mile radius of Cobalt Credit Union.

Conventional Fixed Rate

Say no to surprises. Avoid worrying about fluctuations in interest rates and enjoy a consistent mortgage interest rate for the life of your conventional loan.

Cobalt 100

No down payment necessary on this 100% Loan to Value financing solution.

3% Down Payment Mortgage

Whether it's your first home purchase or you have owned before, Cobalt Credit Union has mortgages that you can understand. With a lower down payment, no prepayment penalty, and in-house servicing, you'll know you're making the right move.

Big 10

Shorter terms mean paying less interest over the life of your loan. 

Jumbo Loans

Buying a home that exceeds conforming loan limits? If you have an established credit history and can put at least 10% down a Jumbo Loan might be the option for you.

Extended Locks 

Lock in your rate for up to 365 days on a new construction loan. Secure your low interest rate today! 

Refinances

Save money by lowering your mortgage payment, paying off your mortgage sooner, or taking out cash to pay off high-interest debt.

Investment

Secure a loan to invest in the residential real estate market.

Ready to take the next step?     Meet our financing team

 

 
Whether it's home improvement, debt consolidation, or an unexpected expense - now is the perfect time to unlock your home's equity at a great low rate!

 

LEARN MORE ABOUT HOME EQUITY LOANS & LINES

Have questions about Cobalt Credit Union? Drop us a line.
Contact Us